1 (8 ounce) package cream cheese
1 (5 ounce) package instant vanilla pudding mix
1 (14 ounce) can sweetened condensed milk
3 cups cold milk
1 (8 ounce) container frozen whipped topping, thawed
1 teaspoon vanilla extract
4 bananas, sliced
1/2 (12 ounce) package vanilla wafers
1. In a large bowl, beat cream cheese until fluffy.
2. Beat in condensed milk, pudding mix, vanilla and cold milk until smooth. Fold in 1/2 of the whipped topping.
3. Line the bottom of a 9 x 13-inch dish with vanilla wafers. Arrange sliced bananas evenly over wafers. Spread with pudding mixture.
4. Top with remaining whipped topping. Chill.