2 c. dry pinto beans, picked through and rinsed (no soaking is necessary)
5 c. water
1 small onion, finely chopped
1 clove garlic, minced
1 beef bouillon cube
10 oz. can tomatoes with green chilies, undrained
1 t. ketchup
1 lb. ground beef
2 tsp. house seasoning
1 tsp. chili powder
salt to taste